Please read these terms and conditions carefully. By making use of this Web site, you agree to be bound by the terms and conditions set out below and any additional terms and conditions set forth on individual pages of the Web site. If you do not wish to be bound by these terms and conditions, do not continue to use or access this Web site.

The contents of this Web site, including all text, graphics, logos, trademarks, service marks, slogans and other material, are protected under United States and foreign copyright and trademark laws. You may not sell, reproduce, distribute or otherwise use the material in this Web site, or any part thereof, in any way for any public or commercial purpose. You may download a copy of the information for your own, non-commercial use. You must have our written permission to distribute copies of the information to others. To request such permission, please send your request by submitting a completed feedback form, which will be sent to the Arrowpoint Capital Webmaster. You must retain all copyright and other proprietary notices contained in the original material on any copy you make. You may not use any trademarks, service marks, slogans or logos contained in this Web site without the written permission of the owner.

The information contained in this Web site is subject to change without notice. However, there is no commitment to update the information contained herein. Arrowpoint Capital makes no representations or warranties with regard to the information contained herein. You are responsible for evaluating the quality, accuracy, completeness, and usefulness of all information and opinions provided in this Web site. In providing the information contained in this Web site, Arrowpoint Capital and any third party authors of the information provided are not rendering any legal, accounting or other professional advice or opinions on specific facts or matters. Arrowpoint Capital assumes no liability whatsoever in connection with your use of this information. You should always consult with your own professional advisors with respect to your situation.

Arrowpoint Capital makes no representations about the suitability of the information contained in the documents and related graphics published on this web site for any purpose. All such documents and related graphics are provided "as is" without warranty of any kind. Arrowpoint Capital hereby disclaims all warranties with regard to this information, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. In no event shall Arrowpoint Capital be liable for any special, indirect or consequential damages or any damages whatsoever resulting from loss of use, data or profits, whether in an action based on contract, negligence or other tort, arising out of or in connection with the use or performance of information available from this web site. Arrowpoint Capital makes no warranties or guarantees that any information directly or indirectly transmitted to or from this server is secure or that any information conveyed will be private.

Arrowpoint Capital does not sell insurance or solicit applications for insurance through this Web site. The descriptions of the various products and services offered by the member companies of Arrowpoint Capital contained in this Web site are provided solely for general informational purposes. The information and descriptions contained herein are not intended to be complete descriptions of all terms, conditions and exclusions applicable to the products and services. The precise coverage afforded by Arrowpoint Capital is subject to the terms, conditions and exclusions of the policies as issued. Products and services described herein may vary from state to state and may not be available in all states.

Certain areas of the Arrowpoint Capital Web site are accessible only through the use of user identification and passwords. If you have been assigned or selected user identification and passwords for access to these restricted areas, you are responsible for maintaining the security and confidentiality of that information and all information obtained through access to these restricted areas. You are responsible for all activities undertaken under your identification and password. You may not allow any other person to use your identification or passwords.

Hyperlinks

As a convenience to you, this Web site contains links to other sites independently maintained by others. Because Arrowpoint Capital does not control these other sites, we cannot make any representations regarding and are not responsible for the content or accuracy of the materials on these linked sites. In addition, the link to these sites should not be construed as a recommendation, endorsement, adoption or approval by Arrowpoint Capital of any products or services offered by the sponsors of these sites, or the views or opinions expressed therein. Arrowpoint Capital is not responsible for your use of such linked sites or the products or services offered by the sponsors of these sites. You should make an independent investigation and evaluation before acquiring any of such products or services. You may provide hyperlinks to this Arrowpoint Capital Web site only with our prior permission. To request permission, please submit a completed feedback form, which will be sent to the Arrowpoint Capital Webmaster. Please include a brief description of your site and why you would like to establish a link to this Arrowpoint Capital site.

This Web site is based in Charlotte, North Carolina. Arrowpoint Capital makes no claims that the materials available on this Web site are appropriate or may be downloaded outside of the United States. Access to the materials in this Web site may not be legal by certain persons or in certain countries. If you access the Web site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. By virtue of maintaining this passive Web site, Arrowpoint Capital shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user, or this or any linked site server or Internet provider is resident, domiciled or located. This Agreement is governed by the internal substantive laws of the State of North Carolina, without respect to its conflict of laws principles. If any provision of this Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Agreement, which shall remain in full force and effect. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term. Except as expressly provided in material on a particular page of this Web site, this Agreement constitutes the entire Agreement between you and Arrowpoint Capital with respect to use of this Web site.
Provisions not otherwise held invalid shall remain in force.

Arrowpoint Capital's only risk bearing company is Arrowood Indemnity Company.

Arrowpoint Capital Service Marks

This is a list of service marks currently in use or registered by Arrowpoint Capital and its affiliates. This list is subject to change and does not constitute a complete list of marks used and protected by Arrowpoint Capital

ARROWPOINT CAPITAL ^TM

  
Unauthorized use of any of the service marks of Arrowpoint Capital is prohibited.